Money Schooling » Savings

Saving For Retirement: Supercharge Your Financial Future! (Savvy Savings Guide for Home and Business)

Retiree — Thu, 17 Sep 2009 03:34:21 +0000

GET THE MOST OUT OF YOUR RETIREMENT PLAN In a direct and easy-to-use style, the Savvy Savings Guide series offers great financial advice for both your personal and professional life. With each new book, youâ��ll learn how to earn more, spend less, and save for important events such as retirement and your childâ��s college education. From paying less on your taxes to starting a small business the Savvy Savings Guide series will help you save money and succeed! Whether youâ��re just getting started, mid-career, or on the verge of retirement, Saving for Retirement will put you on the right track. Hereâ��s how to: Build your retirement plan effectively and easily Retire comfortably on a shoestring Understand how the new tax law will help you save more for retirement Focus on personal retirement concerns, such as managing investments, saving money, getting out of debt, dealing with IRA rollovers, and much more Enjoy the retirement you deserve The J.K. Lasser Institute is the leading publisher of money and business advice. Each year, millions of Americans trust the J.K. Lasser Institute to help them make the right financial decisionsâ��from making more money today to saving for tomorrow.

The New Retirement: Powerful Strategies to Accumulate and Safeguard Your Retirement Savings

Retiree — Sat, 12 Sep 2009 11:34:21 +0000

Powerful Strategies to accumulate and safeguard your retirement savingsIn The New Retirement, Dian Cohen delivers a wake-up call to Canadians who think the old rules of retirement will still apply in the new economy. Profound changes in our society will affect when, how, and even IF we retire.Cohen examines and destroys some of the myths on which we base our planning for the future: the myth of the job (working 45 years for one company and receiving a company pension); the myth of viable, universal pensions; the myth of universal health care. She offers reminders on how to avoid paying too much tax and how to plan your estate so that you'll be able to leave your assets to the people you care about, and not all to Revenue Canada!Most importantly, The New Retirement shows the importance of having a smart strategy and planning ahead. And it's never too late.

The $5 Cup of Coffee is Ruining My Retirement: Saving for Retirement

Retiree — Mon, 07 Sep 2009 19:34:21 +0000

Have you worked hard at your job for most of your life and find that you have little if anything to show for it but debts and credit card bills? Do you feel like you can't save a dime because of the demands of a growing family? Does it frustrate you when you try to figure out how you can possibly build a retirement nest egg under these conditions? The $5 Cup of Coffee is Ruining My Retirement will teach you the lifestyle changes necessary to eliminate waste and pay off debt in order to start building your nest egg. It will help you develop your own personalized financial plan and make your money work for you. There are chapters aimed at providing novice investors with a basic understanding of investments and how to safely increase the value of their assets. In addition, the book explores a number of personal issues associated with leaving the job force, selecting leisure activities, and controlling spending in the retirement years. Now Paul Scheiner gives you the tools to master the art of controlling your spending and building wealth. Hundreds of books offer advice on preparing for retirement, but few focus specifically on the day-to-day issues facing the family of today as they try to pay their bills, avoid debt, and have something left over to build their nest egg. Unlike other books, it is aimed at the average adult who does not have a financial education. The $5 Cup of Coffee is Ruining My Retirement is a book that you will want to keep on your shelf for reference over the years. The $5 Cup of Coffee is Ruining My Retirement reviews: * How much of a nest egg you need to retire * Eliminating waste in everyday activities * Taking advantage of other people's money * Diversifying your investments * How to grow your nest egg * The various forms of in

Retirement for Dummies

Retiree — Thu, 03 Sep 2009 03:34:21 +0000

Biblical Strategies to Financial Freedom

Retiree — Sat, 29 Aug 2009 11:34:21 +0000

Unlike other financial books, this book combines the best of both biblical and financial principles in a quick, easy to read format.Whether you are an experienced financial professional or a novice, this book is full of useful information and tools needed to make a powerful impact on your own finances. For over a decade, Dustin has been helping people reach their financial goals by teaching and implementing biblically based financial principles and strategies. He is a native of the Carolinas and is a graduate of the University of North Carolina at Charlotte holding a Bachelor of Science degree in Business Administration and CERTIFIED FINANCIAL PLANNERâ�¢ designation. He also writes articles for the Holy City Chronicle, a popular Charleston Christian newspaper. He has conducted over a thousand one-on-one personal consultations, as well as many group seminars for various organizations and churches. Anissa provides a unique perspective. She is a graduate of the Medical University of South Carolina. Through their years of marriage together, they have experienced the challenges and blessings of biblical based financial management. They have taken the best of what they have learned and placed it in this book for you to experience.

Cracking Your Retirement Nest Egg (Without Scrambling Your Finances): 25 Things You Must Know Before You Tap Your 401(k), IRA, or Other Retirement Savings Plan

Retiree — Mon, 24 Aug 2009 19:34:21 +0000

So what do you do with the money you've saved? When it comes to retirement savings, the message you always hear is "save, save, save." Investment advice is "grow, grow, grow." But what happens when you reach that day when it is time to write your own retirement paycheck? Where do you start? How do you turn your savings into income? Do you know which resources to tap first? In light of the recent tax law changes, how can you be tax smart about your retirement income? And where can you turn for simple, clear advice about the complex IRS rules and regulations that you must follow when withdrawing from your savings? Most of us don't know what to do when faced with all these questions. Cracking Your Retirement Nest Egg takes the entire spectrum of advice for the period leading up to and into retirement, distills it into the 25 most important things one needs to know to begin retirement on solid financial ground, and presents the investment guidance of some of the top planners in the country. If you are one of the millions of baby boomers hitting 50, 55, and beyond, and have to make these important decisions, you need to consult this book before cracking your retirement nest egg.

Retire Secure!: Pay Taxes Later The Key to Making Your Money Last as Long as You Do

Retiree — Thu, 20 Aug 2009 03:34:21 +0000

Retire Secure! tackles the number one fear facing most IRA and retirement plan owners:Â running out of money too soon. Lange, a nationally recognized IRA expert, offers specific and practical strategies to successfully navigate the three stages of retirement planning: accumulation, distribution, and estate planning. Retire Secure! explains the tax advantages and long term wealth building strategies of selectively and strategically putting money into IRAs, Roth IRAs, 401(k)s, Roth 401(k)s and the myriad other retirement plan options available to individuals working in the corporate world, the non-profit sector, as well as individual proprietors. The book proves that putting money into tax advantaged retirement plans beats â��traditional savingâ�� in the after-tax environment. The book sheds new light on best practices for spending your IRA and retirement plan dollars and your traditional savings. Many readers will be surprised to discover that the order in which assets are spent is not a trivial considerationâ��it can make or break the bank. It also outlines Langeâ��s exceptional estate planâ��a plan that has been featured in the Wall Street Journal and many other fine financial journals. The book offers financial planning strategies and tactics in plain English that everyone can understandâ��and using humor and interesting characters in real life situations the book escapes the dreaded dry financial tome tone. For example, Chapter 1 offers a great mini case study that charts the financial destiny of Mr. Pay Taxes Later and Mr. Pay Taxes Now. Both start saving when they are age 30, but when Mr. Pay Taxes Now reaches age 90, he is broke, while Mr. Pay Taxes Later has $1,946,949 left. Chapter 8 is devoted to a complete case study of â��Eddieâ��s and Emilyâ��sâ�� entire retirement decision making process. The book is endorsed by more than 31 leading financial experts including Charles Schwab, and Roger G. Ibbotson, Yale Professor and perhaps the worldâ��s foremost authority on asset allocation. As a bonus, readers who purchase this book can receive a free information-packed CD. "Retire Secure! is your playbook for winning the retirement game and beyond. It shows you how to capitalize on little known provisions of the tax law that will make your retirement savings last several lifetimes, leveraging your hard earned money into a family legacy. Best of all, you can rely on the advice here since it is written by one of the nation's leading retirement tax planning authorities.â�� Ed Slott, Author Parlay Your IRA into a Family Fortune and The Retirement Savings Time Bombâ�¦and How to Defuse It James Lange (Pittsburgh, PA) , an attorney and CPA, is a nationally known IRA, 401(k), and retirement plan distribution expert with over 27 years of experience. His recommendations have appeared 23 times in theWall Street Journal as well as the New York Times, Newsweek, Kiplingerâ��s, and many other prestigious financial publications.

How to Stretch Your Retirement Dollar (A Practical Guide to Getting More Life Out of Your Money)

Retiree — Sat, 15 Aug 2009 11:34:21 +0000

How to stretch your retirement dollar helps make your retirement more comfortable and rewarding with less worry about money. Find out how to increase your income; boost your savings and investments; protect your assets from inflation and gyrating markets; tap your biggest money pot-the equity in your home; reduce the high cost of living; cut your income tax; shield yourself from soaring medical bills; guard against rising nursing home costs; avoid high estate taxes and probate costs; and guarantee your estate is divided according to your wishes.

The Complete Guide to Investing During Retirement: Turn Your Savings Into Earnings

Retiree — Mon, 10 Aug 2009 19:34:21 +0000

â��Buy early and diversify.â�� But what good is that Wall Street adage for those entering retirement with little savings? Theyâ��re looking for a substantial and quick return on their money. This guide is for them. It provides retirees with the knowledge and confidence needed to join the stock market later in the game. Financial expert Thomas Maskell secures readersâ�� investments as he introduces stock market procedures and terminology, helps retirees increase their investments to multiply their account value, ignores standard Wall Street rhetoric and trains them to become their own investment experts, and leads them on the path of short-term buying and selling success. This vital stock, investing, and trading information is delivered to readers in an accessible and understandable way. Retirees can now focus on enjoying retirementâ��rather than affording it.

The New Working Woman’s Guide to Retirement Planning: Saving and Investing Now for a Secure Future

Tue, 14 Jul 2009 14:01:51 +0000

For those who believe money is money, whether you are male or female, The New Working Woman's Guide to Retirement Planning shows why saving for retirement is different--and difficult--for women. Martha Priddy Patterson offers practical advice and usable solutions to the retirement planning obstacles women have to overcome.Although women are gaining equal pension coverage with men and women's wages are ever slowly increasing, the need for retirement saving and planning, for both women and men, has never been greater. Through her professional and personal experiences, Patterson--an attorney who has spent 15 years specializing in employee benefits law--found that women were not paying attention to their financial retirement future. Case studies of four women at different stages of their lives, with a variety of careers and career patterns, demonstrate how retirement benefits grow--or disappear. This new edition contains current up-to-the-minute information on new retirement planning options such as Roth IRAs, cash balance plans, SIMPLE plans, enhanced coverage of 401(k) plans, and the future of Social Security.